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发表于 2010-1-28 00:09:49
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Since Poland has joined EU in May 2004 foreigners who are citizens of EU member states, Norway, Iceland, Lichtenstein and Switzerland can freely buy and sell real estate in Poland, except for:
– agricultural and forest land – Permission is required during the first 12 years from the date of Poland’s accession to the EU
– “second house” – Permission is required during the first five years from the date of Poland’s accession to the EU, however, permission is not required if a foreigner lives legally and continuously in Poland for four years, or if he purchases a “second house” in order to conduct business activities in tourism services.
Foreigners who are citizens of other countries than those mentioned above may purchase real estate only after receiving permission from the Ministry of Internal Affairs and Administration and, in the case of farmland, also after receipt of approval from the Minister of Agriculture. The Ministry of Internal Affairs and Administration must issue the permit in question within a maximum of two months.
However according to polish law all foreigners, irrespective of their origin, intending to buy “individual residential premises” are exempted from the obligation to obtain a permit. Individual residential premises are simply flats in apartment buildings, where unlike houses the flats constitute only part of a larger building. So in practice every foreigner can freely buy and sell new apartments from developers in Poland.
First step of buying an off-plan property involves signing a preliminary contract with developer which commits both parties to the sale. This is usually accompanied by a reservation deposit of 5%. Then depending on the payment structure either further 15-25% deposit is required within up to 3 months and the balance on completion or the preliminary contract sets out the dates of staged payments which have to be made as the construction progresses. If the buyer applies for a mortgage bank makes these payments on his behalf.
The property ownership title in Poland can only be transferred in respect of completed properties, so when the construction has been finished and the purchase price is paid in full, the final contract in the presence of notary (notary deeds) is signed. This officially transfers the title of the property from the seller to the buyer. Polish law additionally requires foreigners who do not speak Polish to hire a translator when signing the notary deeds. The notary then logs the change of title at the Polish property registry.
need more info? go to primepropertypoland.com |
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发表于 2010-1-26 19:50:34
